I һаνе a car tһаt i owe money οח οf wһісһ tһе APR іѕ 27% аחԁ i owe ,800 (i know mу confidence wаѕ tеrrіbƖе wһеח i ɡοt іt bυt іt’s way better now). I spoke tο someone frοm tһе confidence company & tһеу tοƖԁ mе i сουƖԁ pay οff іח Sept wіtһ ,600. Mу future husband owes ,000 οח һіѕ car & i’m preparation οח paying οff еіtһеr one οf tһе cars. Note: mу car payment іѕ 0/month & һіѕ іѕ 0/month bυt һіѕ APR іѕ 5%. Wһісһ car wουƖԁ bе smarter tο pay οff?? Wе′re getting married іח Sept bυt bесаυѕе wе want tο pay οff debt wе саח′t afford tο spend alot οח tһе ceremony. Tһе mοѕt wе саח spend іѕ ,500 aside frοm tһе һеƖр tһаt both ουr family’s аrе willing tο һеƖр υѕ wіtһ. Wһаt wουƖԁ bе tһе best way tο рƖοt tһе ceremony?? wһаt аrе уουr suggestions?? Oυr budget іѕ limited bυt mу family іѕ willing tο pay fοr tһе food & decorations & һіѕ family аrе willing tο pay fοr entertainment ѕο аt Ɩеаѕt wе want tο һаνе pictures taken & a video аt Ɩеаѕt. Wdding wіƖƖ bе fοr party οf 50. HELP!!
Tags: budget, car amp, car payment, cars, money
Because cost is such a high consideration and weddings in general are notorious for skyrocketing budgets, keep your budget number one. If you’ve set aside x-number of dollars for the wedding, don’t go a penny over — you have your whole future to consider, after all! Consider trade-off’s — for food, do a buffet over a sit-down; don’t bother with favors (no one really remembers them anyways); pay for a professional photographer, but have a friend do the video (or vice-versa if video is more vital). If you’re having it at a rented venue, pick a place where September is an off-season month, and look at doing a daytime wedding on either a weekday or a Sunday; weekends and evenings are most expensive. If your hubby-to-be has a nice suit, have him use that instead of renting a tuxedo — I’ve seen gorgeous weddings where the groom just wore a lovely dark suit and a white silk tie. Instead of getting a habitual wedding gown, specialty stores have lovely, simple dresses in their formal wear area that are a fraction of the cost of a dress you’ll only wear once. If you’ve had your heart set on that satin ballgown, go to consignment stores or look for trunk sales by wedding dressmakers. Online is an option as well; try on a dress at a wedding gown store, make note of the size, designer, etc., and then look online for it — my friend saved over five hundred dollars when she did just that. Make your own bouquets of flowers that are in season, or choose a touch different, like a single calla lily. Instead of elaborate centerpieces, use gatherings of tealights — you can buy the holders and tealights in bulk online or go to IKEA. Don’t get an elaborate wedding cake; pick a simple, tiered cake that doesn’t taste like cardboard and use flowers in your color scheme to decorate it austerely and elegantly. Don’t hire a DJ — make playlists on an mp3 player, use/borrow excellent speakers, and just have that as your DJ for the reception. Weddings are so overdone and laden-down with excess; the simplest ceremonies and receptions have been the most memorable and enjoyable because it didn’t make it all feel like a huge floor show. And just remember, whatever you have to sacrifice for the sake of budget, place it on the list for the real celebration down the line: anniversaries!
refinance your car and make the largest payments you can on both of them to bring the balance down. we were married in a civil ceremony ($125.00) at county clerk’s office. We had a back yard BBq reception for 60 guests ($1,000.00) Which included rented tables, chairs, linens a grill and real china and silverware. plants were from the farmer’s market in vases from the dollar store. ( $3.50 per focal top piece )Disposables are less expensive. A friend manned the BBQ we had steak, sausages and chicken with three salads and a wedding cake. Congratulations & Excellent Luck to you both
Pay off the higher APR. It’s just flushing money down the toilet.
My husband and I got married 5 months ago and spent a total of $3500.00 on the entire wedding counting the dress, photographer, cake and flowers. Check http://www.theknot.com and http://www.weddingchannel.com for sales they have fantastic sales on everything you will need for the wedding. Also, consider getting married outside at a family members home… hiring a minister is cheaper than renting a chapel. Even renting a ballroom in a hotel could save you $.
First of all, I commend you for wanting to pay off your debts and for setting a modest budget for your wedding.
Consider an intimate family wedding open only to your parents and siblings. This can be in the back yard or in someone’s living room. It’s not WHO watches you exchange vows. It’s THAT you exchange vows.
Supply cake and punch.
When you have paid off your debts and saved some money, THEN have a "celebrate our marriage" party and invite the 50 guests.
PS do it this way and you’ll really get a chance to delight in the party!
First of all, you two are each not fantastic fiscal shape, but should not accept money for your wedding - you should be paying for it yourselves, and having only the type of wedding you can afford. Austerely place, you can’t really afford much.
Have your ceremony in a church or elsewhere with just a jp, then just a very simple family dinner. Don’t bother with anything else - what’s vital is the marriage.
Get your car paid off first - that’s just a bizarre interest rate for a car loan, I’ve never heard of that. Doubtless the best thing for the two of you is to get a consolidation loan once you are married, since his confidence must be better than yours.
Excellent luck, and use your heads!
Hey, I hear you! I am preparation my own wedding. We have went from an invite list of 500 down to 225!
We were suppost to be married this summer, but chose (a few days ago) to postpone until next summer so that we will have more money AND MORE TIME!
I have found ways to get my minister and ceremony site free
my photographer is charging me $600 for 3 hours, 125 picture in an album, and the proofs on disc so that I might edit and print more myself (always question for your proofs!)
My Dj is free, I just have to rent some equptment and that is only costing around $100
My food costs are quite low as well, and my reception hall cost isn’t terrible either!
My bar, with bartenders and alcohol will only cost me $100
(although I am not sure I am going with that because I have been given an thought that is MUCH cheaper than that for alcohol)
If you want to chat with me about htis I would LOVE to give you some pointers! Just click on my name and contact me
Just llok around, we pulled of our wedding for 5000 and that was paying everything ourselves with 175 guests